"Regulatory roadblocks, Chinese influence and ecosystem aspirations – Gautam Chhugani, Director - India Financials and Fintech, Bernstein and ET's Digbijay Mishra dissect the triggers behind Paytm’s tearing rush towards a $3 billion initial public offering by Diwali this year. Credits: Audio clips from Bloomberg Quint, ET Now, CNBC-TV18, Paytm, PhonePe and Google Pay. Music from Pink Floyd. "